Creating a bridge between banks and the poor.

Impact assessments have demonstrated that micro-loans for income-generating activities improve people's lives by increasing their incomes.

5,53,000+
Customers as of September 2021
₹1,094 crores
($148 million) Loan Portfolio as of September 2021

Poverty

India has experienced tremendous growth in the past two decades, but poverty remains, especially in rural areas. An estimated 30% of Indians live below the poverty line of less than $2 per day.

Self-Employment

The majority of Indian workers are self-employed, mostly in rural areas because there are not enough salaried jobs. They subsist as small farmers, raise livestock, work as petty traders or engage in a variety of village crafts such as pottery, weaving, or carpentry.

Discover Vaya’s impact by rolling over a state on the map (as of September 2021)

India-States

Andaman and Nicobar Islands

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Andhra Pradesh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Arunachal Pradesh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Assam

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Bihar

  • Customers

    167,696

  • Districts

    25

  • Branches

    65

  • Loan Portfolio

    ₹ 370 crores $ 50 million

Chandigarh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Chhattisgarh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Dadra and Nagar Haveli

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Daman and Diu

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Goa

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Gujarat

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Haryana

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Himachal Pradesh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Jammu and Kashmir

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Jharkhand

  • Customers

    55,063

  • Districts

    15

  • Branches

    34

  • Loan Portfolio

    ₹ 92 crores $ 12 million

Karnataka

  • Customers

    60,762

  • Districts

    15

  • Branches

    38

  • Loan Portfolio

    ₹ 147 crores $ 20 million

Kerala

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Lakshadweep

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

National Capital Territory of Delhi

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Madhya Pradesh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Maharashtra

  • Customers

    8,039

  • Districts

    1

  • Branches

    5

  • Loan Portfolio

    ₹ 7 crores $ 1 million

Manipur

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Meghalaya

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Mizoram

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Nagaland

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Odisha

  • Customers

    106,947

  • Districts

    21

  • Branches

    57

  • Loan Portfolio

    ₹ 167 crores $ 23 million

Punjab

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Rajasthan

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Sikkim

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Tamil Nadu

  • Customers

    136,931

  • Districts

    16

  • Branches

    55

  • Loan Portfolio

    ₹ 263 crores $ 35 million

Telangana

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Tripura

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Uttar Pradesh

  • Customers

    18,074

  • Districts

    6

  • Branches

    25

  • Loan Portfolio

    ₹ 49 crore $ 7.0 million

Uttarakhand

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

West Bengal

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

( Map not to scale )

Vaya is now a Certified B Corporation

Vaya is now part of Certified B Corporation community, a global movement of people using business as a force for good. We are certified for meeting the highest standards of overall social and environment performance, transparency and accountability.