Creating a bridge between banks and the poor.

Impact assessments have demonstrated that micro-loans for income-generating activities improve people's lives by increasing their incomes.

4,89,259
Customers as of March 2022
₹1,202 crores
($158 million) Loan Portfolio as of March 2022

Poverty

India has experienced tremendous growth in the past two decades, but poverty remains, especially in rural areas. An estimated 30% of Indians live below the poverty line of less than $2 per day.

Self-Employment

The majority of Indian workers are self-employed, mostly in rural areas because there are not enough salaried jobs. They subsist as small farmers, raise livestock, work as petty traders or engage in a variety of village crafts such as pottery, weaving, or carpentry.

Discover Vaya’s impact by rolling over a state on the map (as of March 2022)

India-States

Andaman and Nicobar Islands

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Andhra Pradesh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Arunachal Pradesh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Assam

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Bihar

  • Customers

    169,504

  • Districts

    25

  • Branches

    65

  • Loan Portfolio

    ₹ 434 crores $ 57 million

Chandigarh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Chhattisgarh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Dadra and Nagar Haveli

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Daman and Diu

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Goa

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Gujarat

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Haryana

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Himachal Pradesh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Jammu and Kashmir

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Jharkhand

  • Customers

    30,116

  • Districts

    12

  • Branches

    28

  • Loan Portfolio

    ₹ 89 crores $ 12 million

Karnataka

  • Customers

    74,562

  • Districts

    13

  • Branches

    39

  • Loan Portfolio

    ₹ 198 crores $ 26 million

Kerala

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Lakshadweep

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

National Capital Territory of Delhi

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Madhya Pradesh

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Maharashtra

  • Customers

    4,128

  • Districts

    1

  • Branches

    5

  • Loan Portfolio

    ₹ 3 crores $ 0.4 million

Manipur

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Meghalaya

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Mizoram

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Nagaland

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Odisha

  • Customers

    28,788

  • Districts

    17

  • Branches

    44

  • Loan Portfolio

    ₹ 97 crores $ 13 million

Punjab

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Rajasthan

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Sikkim

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Tamil Nadu

  • Customers

    131,850

  • Districts

    16

  • Branches

    55

  • Loan Portfolio

    ₹ 252 crores $ 33 million

Telangana

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Tripura

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

Uttar Pradesh

  • Customers

    50,311

  • Districts

    7

  • Branches

    30

  • Loan Portfolio

    ₹ 128 crore $ 17 million

Uttarakhand

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

West Bengal

  • Customers

    0

  • Districts

    0

  • Branches

    0

  • Loan Portfolio

( Map not to scale )

Vaya is now a Certified B Corporation

Vaya is now part of Certified B Corporation community, a global movement of people using business as a force for good. We are certified for meeting the highest standards of overall social and environment performance, transparency and accountability.